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Michael Rader
Michael Rader
(512) 293-5300michael@teamprice.com
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    • Michael Rader(512) 293-5300
      michael@teamprice.com
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    • Team Price Real Estate
      7320 N Mo-Pac
      Austin, TX 78731
      (512) 213-0213
      dan@teamprice.com

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    Central Texas Multiple Listing Service

    Central Texas MLS | Four Rivers Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Michael Rader may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2022 All rights reserved.

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    The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Based on information from the Austin Board of REALTORS®. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided "AS IS" and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market.

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    Explore Housing Affordability Trends

    Welcome to Team Price Real Estate’s comprehensive resource on housing affordability and mortgage trends in Central Texas. This detailed PDF, compiled with data up to April 1, 2025, offers a deep dive into monthly mortgage payments (PITI – Principal, Interest, Taxes, and Insurance) based on median sold prices, 30-year mortgage rates, and a 20% down payment from 2000 to early 2025. Spanning over two decades, it includes year-over-year changes, month-over-month differences, and affordability rankings across dozens of zip codes in cities like Austin, Georgetown, and Round Rock. Whether you’re a homebuyer, seller, or investor, this static snapshot provides a valuable historical perspective to understand market cycles and affordability dynamics

    At Team Price Real Estate, we empower you with the tools to navigate the housing market confidently. This resource offers more than just numbers—it’s a window into how affordability has evolved over time, helping you assess whether now is the right time to buy or sell. Explore detailed tables showing PITI variations with different down payment scenarios (from 3.5% FHA to 20% conventional), mortgage insurance costs, and income-to-PITI ratios for key Central Texas zip codes. With insights like the minimum ($1,037 in 2003) and maximum ($3,767 in 2022) monthly payments, plus affordability classifications (affordable, moderately affordable, and unaffordable zip codes), you can benchmark your budget against historical trends and local realities. Use this enduring data to plan strategically, no matter the market conditions. 

    Housing Affordability by Price Percentiles

    Cities

    • Austin
    • Bastrop
    • Buda
    • Burnet
    • Cedar Creek
    • Cedar Park
    • Dale
    • Del Valle
    • Driftwood
    • Dripping Springs
    • Elgin
    • Georgetown
    • Hutto
    • Jarrell
    • Kyle
    • Lago Vista
    • Lakeway
    • Leander
    • Liberty Hill
    • Lockhart
    • Manchaca
    • Manor
    • Marble Falls
    • Pflugerville
    • Round Rock
    • San Marcos
    • Smithville
    • Spicewood
    • Taylor
    • Wimberley
    • Entire MLS

    Housing Affordability by Price Percentiles

    Zip Codes

    • 78701Austin
    • 78702Austin
    • 78703Austin
    • 78704Austin
    • 78705Austin
    • 78717Austin
    • 78721Austin
    • 78722Austin
    • 78723Austin
    • 78724Austin
    • 78725Austin
    • 78726Austin
    • 78727Austin
    • 78728Austin
    • 78729Austin
    • 78730Austin
    • 78731Austin
    • 78732Austin
    • 78733Austin
    • 78734Austin
    • 78735Austin
    • 78736Austin
    • 78737Austin
    • 78738Austin
    • 78739Austin
    • 78741Austin
    • 78744Austin
    • 78745Austin
    • 78746Austin
    • 78747Austin
    • 78748Austin
    • 78749Austin
    • 78750Austin
    • 78751Austin
    • 78752Austin
    • 78753Austin
    • 78754Austin
    • 78756Austin
    • 78757Austin
    • 78758Austin
    • 78759Austin
    • 78617Del Valle
    • 78645Lago Vista
    • 78652Manchaca
    • 78653Manor
    • 78660Pflugerville
    • 78669Spicewood
    • 78613Cedar Park
    • 76527Florence
    • 78626Georgetown
    • 78628Georgetown
    • 78633Georgetown
    • 78634Hutto
    • 76537Jarrell
    • 78641Leander
    • 78642Liberty Hill
    • 78664Round Rock
    • 78665Round Rock
    • 78681Round Rock
    • 76574Taylor
    • 78610Buda
    • 78619Driftwood
    • 78620Dripping Springs
    • 78640Kyle
    • 78666San Marcos
    • 78676Wimberley
    • 78602Bastrop
    • 78612Cedar Creek
    • 78621Elgin
    • 78957Smithville
    • 78605Bertram
    • 78611Burnet
    • 78654Marble Falls
    • 78616Dale
    • 78644Lockhart